NCAA College Football Week National Championship Pick

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Fearless Rick & Coin Flip CFP National Championship Pick

All times Eastern

Last Week’s Results: Rick: 2-0; Flip: 1-1
Cumulative Results: Rick: 101-118-8; Flip: 113-106-8

Monday, January 19

CFP National Championship
1 Indiana Hoosiers (-8.5, 47.5) vs 10 Miami Hurricanes 7:30 pm (ESPN) - Let’s get right to the point. By almost any measure, Indiana is the superior team. They are undefeated, having already taken down the long-standing #1 Ohio State Buckeyes in the Big Ten championship game, 13-10, mauling Alabama, 38-3 in the CFP quarterfinal, then absolutely swamping Oregon in the CFP semifinal, 56-22, and are on the cusp of completing one of the most remarkable stories in college football in many years: that of turning around, in just two seasons, one of the worst football programs in America into inarguably, the best.

Indiana’s story has as much to do with one of the more recent innovations in collage athletics, the transfer portal, as it does with the finer aspects of success in any endeavor, hard work, commitment, relentless dedication to excellence and a keen sense of confidence that expresses itself not as cockiness, but as quiet humility and a calm understanding of the circumstances surrounding the achievement of a goal.

Head coach Curt Cignetti has molded his team into a cohesive unit that strives on achievement over satisfaction. Indiana’s story is rooted in his ability to deliver a message that is as ageless as it is common, that belief in one’s ability to succeed is central to the end goal and neither requires nor accepts any excuses.

The mere facts of the matter alone, the best defense, the most poised quarterback in Heisman Trophy winner Fernando Mendoza, the best game plans, and the machinelike precision and execution have delivered Indiana to the place at which the team can capture the ultimate prize of the national championship. They have not come this far to fail at the last. They come to triumph.

Everything that has gone before in this season points to the Hoosiers winning this game and winning it in a big way, leaving no doubt as to which team is the best in the country. Their final foe, the Miami Hurricanes, have a story of their own as well, and while it is compelling, it does not rise to nearly the amplitude of Indiana’s. Miami’s success this season was one of good fortune in receiving quarterback Carson Beck through the portal system and to the program-building of head coach Mario Cristobal, who, possibly, in any year other than this one, would be headed to the promised land.



Without a doubt, Miami may be the most worthy opponent yet to meet the Hoosiers on the gridiron, and they are a great team in their own right, but they are not a championship team of the caliber of Indiana.

Life is full of promise, hope, triumph, and disappointment. It’s somewhat of a shame that one of these teams has to go from this game a loser, for they are both winners, just having arrived at this destination. However, comparing the paths taken and the games played, it appears that Miami is likely to come up somewhat short of victory. Those hoping for a nail-biting, exciting, close call finish will be disappointed because Indiana has proven, over and over again this season, that they are not going to be denied.

The game will likely turn on mistakes, miscues, and possibly a couple of Miami turnovers, cold execution by Indiana’s offense, and a superlative effort by their defense.

Coin Flip: Miami

Fearless Rick’s Pick: Hoosiers 34 Hurricanes 14



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