NFL Wild Card Picks

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Fearless Rick & Coin Flip NFL Wild Card Weekend Picks

All times Eastern

Week 18 Results: Rick: 11-5; Flip: 6-10
Cumulative: Rick: 137-130-5; Flip: 142-125-5

Saturday, January 10`

Los Angeles Rams (-10.5, 46.5) at Carolina Panthers 4:30 pm - Considering that the Panthers completely backed into the playoffs with an 8-9 record, losing at Tampa Bay, 16-14 in the final week of the regular season and were bailed out via tiebreaker (Tampa, Atlanta, and Carolina all finished 8-9) when the Falcons defeated New Orleans on Sunday, 19-17, they really don’t seem fit for the post-season.

The 12-5 Rams finished as the top wild card, seeded #5, setting up a rematch of the Panther’s 31-28 home win over LA in Week 13. In that game, Bryce Young threw three TD passes and Matthew Stafford got picked off three times in what was arguably his worst game of the season.

With all that in mind, Carolina’s defense is the key. If they have Stafford’s number, they may keep this one close enough to have a shot at the end. Home field, plus already posting a W should help their confidence, but, in the end, the Rams appear the better team.

Coin Flip: Carolina

Fearless Rick’s Pick: Rams 27 Panthers 23


Green Bay Packers (-1.5, 45) at Chicago Bears 8:00 pm - If the Bears see this line, making them an underdog at home, after beating Green Bay, 22-16 in overtime less than a month ago, they will be energized to put the kibosh on their division rival. Caleb Williams has emerged as a true candidate for league MVP. His second season, with a revamped offensive scheme, has been a nightmare for all opponents. He can get the job done with his arm or his legs, or both. Green Bay will not be able to contain him for the full 60 minutes.

The Packers seriously underperformed late in the season, due to various injuries, but also with an offense that was often too predictable and a defense that was prone to missed tackles and mistakes. Green Bay lost their last four games of the season which suggests they’re not at the top of their game.

Coin Flip: Chicago

Fearless Rick’s Pick: Da Bears 31 Da Packers 19


Sunday, January 11`

Buffalo Bills (-1, 52) at Jacksonville Jaguars 1:00 pm - The Bills certainly had a solid season, finishing 12-5, though that was still two games back of surprising New England, winners of the AFC East at 14-3. The offense, with the combination of Josh Allen’s passing and running, and James Cook’s rushing, is among the league’s best, but the defense, though improved, keeps Buffalo’s for in games, being unable to make stops in key situations too often.

Jacksonville has seen the emergence - finally - of Trevor Lawrence, who has stepped up his game tremendously this season. What really separates the Jaguars from the Bills is their defense, one of the best in the league, and their overall tough attitude. The Jags are riding an eight-game winning streak and they should prevail at home, where they were 7-2. This one could be a wild shootout or a one-sided affair if Jacksonville contains Allen and Cook.

Coin Flip: Jacksonville

Fearless Rick’s Pick: Jaguars 34 Bills 24



San Francisco 49ers at Philadelphia Eagles (-4.5, 44.5) 4:30 pm - There’s one big difference between the 11-6 Eagles and the 12-5 49ers and that’s strength of schedule. Philly is coming off a Super Bowl win in 2024-25, whereas the 49ers finished 6-11 and faced a lighter load this season.

The worst loss of this season for the Eagles was a 34-17 loss at the Giants. Other than that and a 24-15 loss to the Bears, they were all one-score defeats. Overall, the Eagles didn’t bury their opponents, but the defense can really step up when needed and they are likely to keep San Francisco out of the end zone for most of the game.

If the Eagles just play their usual ho-hum-another-win kind of game, they’ll win. If they play to their potential, it’s blowout city.

Coin Flip: Philadelphia

Fearless Rick’s Pick: Eagles 31 49ers 13


Los Angeles Chargers at New England Patriots (-3.5, 46) 8:15 pm - Well, here are the Chargers again, seeking a playoff win on the road as a wild card, the same spot they were in last year when they got blown away, 32-12, by Houston. In 2024, they missed the playoffs, and in 2022, they lost at Jacksonville, 31-30. Can they break out of this habit against a young and lacking playoff experience Patriots’ squad? Doubtful.

New England has to be the surprise team of the year, and like the NFC’s Bears, they came into their own with the emergence of second year QB Drake Maye and a coaching change, to the hard-hitting, no-excuses style of Mike Vrable, who made the defense respectable and who does have playoff smarts from his years as head coach of the Titans. Tread carefully here, however, as that 3.5-point line may prove costly in what figures to be a tight one.

Coin Flip: New England

Fearless Rick’s Pick: Patriots 26 Chargers 21


Monday, January 12`

Houston Texans (-3, 38.5) at Pittsburgh Steelers 8:15 pm - Is this Aaron Rodgers’ last hurrah? The Steelers won the AFC North due primarily to every other team in the division falling apart. Cincinnati lost Joe Burrow for most of the year and the Ravens simply never got it together and actually ended up firing head coach John Harbaugh, after 18 seasons.

The Steelers have the worst record of any division winner except for the NFC South. They face a Texans team that has won nine in a row and were just one of two teams, league wide, to hold opponents under 300 points for the season. Seattle allowed 292; Houston, 295. Surprising that the line here isn’t -6 or -7.

Coin Flip: Houston

Fearless Rick’s Pick: Texans 34 Steelers 10


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