Fearless Rick & Coin Flip 2026 NFL Week 4 Picks

NFL Week 4 Picks - Late Games

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Fearless Rick & Coin Flip NFL Week 4 Late Games

All times Eastern

Miami Dolphins @ Minnesota Vikings (-12, 38.5) (4:05 pm, Fox) - Believe it or not, the Vikings are leading the NFC North with a 3-0 record. The Vikings may have the best defense in the NFL and they continue to prove it every week. Getting a very weak Miami team at home makes them 4-0.

Miami might be the worst team in the league, though Tennessee might press them on that account.

Coin Flip: Miami

Fearless Rick’s Pick: Vikings 20 Dolphins 10

Kansas City Chiefs (-4.5, 47.5) @ Las Vegas Raiders (4:25 pm, CBS) - This turns out to be a battle for first place in the AFC West, both squads sporting 3-0 records. While the Chiefs look like their usual awesome selves, the Raiders made wholesale changes in the offseason to turn things around in a hurry.

Wins over Miami, the Chargers and the Saints may not sound like much, but, for the Raiders, they are the essence of finding ways to win. The Chiefs may not find the atmosphere in Las Vegas to be friendly and heads-up play by the Raiders may produce the upset of the week.

Coin Flip: Kansas City

Fearless Rick’s Pick: Raiders 26 Chiefs 24

Denver Broncos @ San Francisco 49ers (-3, 46.5) (4:25 pm, CBS) - The 49ers are off to a 3-0 start after dispatching Arizona last week, 36-30, a somewhat sloppy performance by a banged-up San Fran defense.

After their opening week loss to the Chiefs, Denver has won two straight and looked very positive doing so. Last week’s 30-26 win over the Rams was no fluke. Denver has athletes and attitude.

Coin Flip: Denver

Fearless Rick’s Pick: Broncos 28 49ers 14

Los Angeles Chargers @ Seattle Seahawks (-7, 42) (4:25 pm, CBS) - Seattle’s defense got a little surprised in last week’s 33-31 loss at Washington, but they’re likely to put things together against the Chargers, a team that hasn’t shown much at all this season, and, if they go to 0-4, they might as well forget about the playoffs and maybe another Harbaugh gets fired.

Seattle, being the reigning champion of the league, gets every team’s best shot. Unfortunately for the Chargers, that shot may be a blank.

Coin Flip: Seattle

Fearless Rick’s Pick: Seahawks 41 Chargers 14

Detroit Lions (-3.5, 50.5) @ Carolina Panthers (8:20 pm, NBC) - Detroit still has one of the more explosive offenses in the league, which usually carries the Lions to victory, but the defense is very lacking on most aspects.

RB Chuba Hubbard of the Panthers may have a breakout game against a soft Detroit run defense.

Coin Flip: Carolina

Fearless Rick’s Pick: Panthers 34 Lions 24

Monday, October 5

Atlanta Falcons @ New Orleans Saints (-3, 48.5) (8:15 pm, ABC, ESPN) - solid divisional matchup with two teams that are improving, though both have records of just 1-2, making this a very pivotal contest.

Tyler Shough has been on target for the Saints and actually may emerge as one of the league’s top QBs this season. Atlanta’s Michael Penix Jr. led the Falcons to their first win of the season with a 35-14 win over the Packers last week. Give Atlanta a slight edge in an emotionally-charged game.

Coin Flip: New Orleans

Fearless Rick’s Pick: Falcons 26 Saints 19

Click here for early games.

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IdleGuy.com October 2026, Vol. 3 #10